9 Ways to Get Free Tummy Tuck


Getting a tummy tuck, a popular cosmetic surgery procedure for a flat and toned abdomen can be expensive. However, there are opportunities for individuals to undergo a free tummy tuck through various means.

From charitable organizations offering pro bono surgeries to world-renowned plastic surgeons looking for exceptional cases to showcase their skills, there are options available.


In this post, we will explore some of these options that may help you get a tummy tuck for free. While it may require effort, research, and patience, achieving your dream body without breaking the bank is within reach.

So, let’s get started…

What is Tummy Tuck?

Abdominoplasty, commonly known as a tummy tuck, is a cosmetic surgical procedure that aims to improve the appearance of the abdomen. It involves removing excess skin and fat from the abdominal area, and in most cases, restoring weakened or separated muscles which results in a smoother and firmer abdominal profile.

According to the American Society of Plastic Surgeons, tummy tucks were among the top five cosmetic surgical procedures in the United States in 2020, with approximately 130,000 procedures performed. 


The cost of a tummy tuck varies widely depending on factors such as geographical location, the experience of the surgeon, and the specific details of the procedure. On average, the cost ranges from $3,000 to $12,000, but this doesn’t include other associated expenses such as anesthesia, operating room facilities, and other related costs.

Despite the cost, many people choose to have a tummy tuck because of its transformative effects. It can significantly enhance a person’s body contour and boost self-confidence, especially among women after pregnancy or individuals who have undergone significant weight loss and are left with loose, sagging skin.

Is Tummy Tuck Covered by Insurance?

Tummy tuck procedures are generally not covered by insurance. This is primarily because insurance companies view tummy tucks as elective surgeries that are not medically necessary.

However, there may be exceptions in some cases. For instance, an umbilical hernia repair, which might be done in conjunction with a tummy tuck, can be deemed medically necessary and therefore might be covered by insurance.

Also, some parts of a mommy makeover, such as a tummy tuck or breast reduction, may be eligible for insurance coverage under specific circumstances.

But it’s important to remember, these are exceptions and not the rule. In the vast majority of cases, cosmetic and elective procedures like tummy tucks are excluded from health insurance policies.

Always check with your insurance company for accurate, up-to-date coverage information.

Does Medicaid Cover Tummy Tucks?

Medicaid generally does not cover tummy tuck procedures because they are considered cosmetic surgery and are not typically viewed as medically necessary. However, there are exceptions in certain situations.

For example, Medicaid may cover a procedure called abdominal panniculectomy if there is medical documentation proving its necessity.

Additionally, if a tummy tuck is deemed medically necessary due to issues such as severe back pain or incontinence, Medicaid might cover the procedure. It’s important to note that these are exceptions, and in most cases, Medicaid will not cover the cost of a tummy tuck.

For accurate information, it’s best to check with your Medicaid provider or doctors who accept Medicaid for tummy tucks. If you’re looking for ways to get a tummy tuck surgery for free, consider the options below.

How to Get a Tummy Tuck for Free: 9 Ways

While the idea of receiving a free tummy tuck may seem too good to be true, there are indeed certain circumstances where this could be possible.

However, it’s important to note that these opportunities are not widespread and usually involve specific conditions or qualifications. Below are some options that may help you get a tummy tuck for free or at discounted rates, which are worth exploring:

1. Free Tummy Tuck Paid by Insurance

It’s possible to have a tummy tuck covered by health insurance. Some insurance providers may cover part or all of the cost if the procedure is considered medically necessary.

For example, if you are experiencing chronic pain or severe skin infections due to excess skin, your doctor could argue for the medical necessity of the tummy tuck.

However, it’s important to check with your insurance company about their specific policies and requirements, as not all providers cover tummy tucks.

2. Clinical Trials

Clinical trials are research studies that investigate whether a medical strategy, treatment, or device is safe and effective for humans. These studies may also determine which medical approaches work best for certain illnesses or groups of people.

Some clinical trials are specifically designed to study the effects of certain cosmetic procedures, including tummy tucks. If you participate in one of these trials, you might be able to have the procedure done at no cost to you.

However, participating in a clinical trial comes with its own set of risks and benefits. On one hand, you’re contributing to medical research that can help others in the future and you could get a free tummy tuck. On the flip side, there could be unknown side effects or risks involved.

Before deciding to participate, it’s crucial to do your homework. Research the trial thoroughly, understand what’s expected of you, and talk to your doctor. Make sure you know all the details before making a decision.

3. Non Profit Organizations

Non-profit organizations typically do not cover cosmetic surgeries. However, there are some that provide assistance for procedures considered medically necessary or reconstructive. There are charities that support individuals by offering plastic surgery for free or at reduced costs, based on financial need and medical necessity.

It’s important to note that these organizations usually focus on reconstructive surgeries rather than purely cosmetic ones. For example, organizations like the Clinic for Plastic Surgery have philanthropic initiatives and offer certain procedures to those who may not otherwise afford them.

While getting a free tummy tuck through a non-profit organization isn’t guaranteed, there are resources available that could potentially help. It’s important to do thorough research and explore all options, as each organization has its own criteria. Be sure to check their guidelines before applying.

4. Medical Credit Cards

Medical credit cards can be a great option for managing the cost of a tummy tuck. These cards, offered by companies like CareCredit, are designed specifically for healthcare expenses. Here’s how it works: You use the card to pay for your procedure and then make monthly payments to pay off the balance, breaking up the cost of your surgery into smaller, more manageable pieces.

Some of these cards come with promotional interest rates or even interest-free periods. If you pay off the balance within a certain timeframe, you won’t be charged any interest, essentially getting a free loan. However, it’s crucial to read the fine print as failing to pay off the balance within the promotional period can result in hefty interest charges. It’s important to fully understand the terms and conditions before signing up.

In conclusion, medical credit cards can be a valuable tool to help make a tummy tuck more affordable without causing a significant strain on your finances.

5. Payment Plans Offered by Your Surgeon

An alternative way to afford a tummy tuck is by utilizing payment plans offered directly by your surgeon’s office. These plans are often tailored and flexible to suit your financial circumstances.


In this case, the total cost of the surgery is divided into smaller, more manageable monthly payments. This enables you to spread the cost of the procedure over a specific period, rather than having to pay a large sum upfront.

Most clinics understand that cosmetic procedures such as a tummy tuck can be a significant financial commitment. Therefore, they provide these plans to make their services more accessible and less financially burdensome for patients.

Always discuss this option with your surgeon’s office; they can provide detailed information about their payment plans, including interest rates, payment schedules, terms, and any potential penalties for missed or late payments.

Understanding the terms and adhering to these plans is essential to avoid any unexpected charges or interest. This approach can make getting a tummy tuck financially viable without causing undue stress on your budget.

6. Healthcare Grants

Several healthcare grants are available to help cover the cost of a tummy tuck surgery.

  1. The Dr. Harold Gillies Cosmetic Surgery Grants Program: This program offers financial assistance for cosmetic procedures, potentially reducing the overall cost of your surgery.
  2. PSF Aesthetic Plastic Surgery Research Grant: While this grant is primarily for supporting research in aesthetic/cosmetic plastic surgery, it may provide opportunities for individuals participating in related studies.
  3. The Cosmetic Surgery Foundation: This foundation is another potential source of grants for cosmetic surgery.
  4. The American Society of Plastic Surgeons: They offer various resources and funding opportunities, which could include grants for surgeries.
  5. The National Coalition Against Domestic Violence: This organization provides support for survivors of domestic violence, which can sometimes include funding for reconstructive surgery if it’s needed as a result of abuse.
  6. The Plastic Surgery Foundation (PSF): The PSF is known to provide grants for different types of surgeries, including skin removal, which can be part of a tummy tuck procedure.
  7. Weight Loss Surgery Foundation of America (WLSFA): While primarily focused on weight loss surgeries, they may also provide assistance for related procedures, like tummy tucks.

Remember that grants for plastic surgery usually involve applying and meeting specific eligibility criteria. Some may need a recommendation or evaluation by a board-certified plastic surgeon. It’s important to note that while these grants can lower costs, they may not cover the entire expense of the surgery. Therefore, be diligent in your research, apply to those you qualify for, and hope for the best!

7. Crowdfunding Platforms

Crowdfunding can be a great way to raise funds for a tummy tuck surgery. Here are some platforms you can use:

  1. GoFundMe: This platform is one of the most popular crowdfunding websites and people have used it to raise funds for various types of surgeries, including cosmetic ones like a tummy tuck. It’s easy to use, and you can share your fundraiser with friends, family, and social networks to reach your goal.
  2. HerBodyBank: A unique platform specifically designed for women seeking funds for cosmetic surgeries. Women can upload their pictures and put them up for sale to raise money.
  3. Cofund Health: While this platform is primarily focused on weight loss surgeries, it can also be used to crowdfund for related procedures like a tummy tuck.

Remember, crowdfunding involves sharing your story and explaining why you need the procedure. This may require sharing personal or sensitive information. Always ensure that you are comfortable with what you are sharing and are aware of the platform’s terms and conditions.

8. Medical Colleges and Universities

Medical colleges and universities can be an affordable option for getting a tummy tuck surgery.

  1. Resident Clinics: Many medical schools offer resident clinics where students or trainee surgeons in their final years of residency perform surgeries under the supervision of experienced doctors. For example, both UNC in Chapel Hill and Duke in Durham have such programs. UT Southwestern Medical Center also has a Plastic Surgery Resident Cosmetic Clinic. These clinics often offer services at a reduced cost compared to private practices.
  2. Pro Bono Programs: Some universities may have pro bono programs that offer free or discounted surgeries for those who qualify. For example, the Femininity Foundation provides free procedures in certain cases.
  3. Discounted Services: Certain institutions, such as the Yale School of Medicine, offer discounted prices on a wide range of cosmetic procedures through their Senior Resident Cosmetic Clinic.
  4. Promotions and Packages: Some universities may offer special promotions or packages for cosmetic surgery. For example, Penn Medicine offers year-round cosmetic surgery packages.

Remember, while these options can make surgery more affordable, it’s crucial to ensure that you’re comfortable with the surgeon and fully understand the procedure, risks, and recovery process.

9. Free Tummy Tuck Skin Donation

This is a procedure where you can donate the excess skin from your tummy tuck surgery. Usually, this skin would just be discarded, but in some cases, it can be used for medical purposes, such as helping burn victims or people needing reconstructive surgery.

Sometimes, the cost of your tummy tuck can be reduced or even covered entirely if you opt to donate the skin. This is why it’s often referred to as a “free” tummy tuck.

However, it’s important to remember that not all clinics offer this option, and there are often specific criteria you need to meet to be eligible.

So if you’re thinking about a tummy tuck and you’re open to donating the excess skin, it’s definitely worth discussing with your surgeon. Who knows, you might be able to help someone in need and save some money at the same time!

FAQs Related to Free Tummy Tuck

Can I Get a Tummy Tuck for Free?

It’s rare, but there may be opportunities to receive a tummy tuck at a lower cost or even for free. Some plastic surgery practices may provide discounted services or special promotions. It’s important to conduct thorough research and consult with a medical professional.

What Makes a Tummy Tuck Medically Necessary?

A tummy tuck may be deemed medically necessary in specific cases where an abundance of skin or fat in the abdominal region leads to health issues. This can involve recurring abdominal separation (diastasis recti), skin rashes or infections in the folds of excess skin, intense back pain caused by the weight of excess skin, or significant psychological distress.

Is Tummy Tuck Ever Covered by Insurance Providers?

Insurance providers typically do not cover the cost of a tummy tuck because it is considered purely cosmetic. However, Medicare and Medicaid may contribute to the expenses if you can provide sufficient documentation proving the medical necessity of the surgery.

Does Federal Blue Cross Blue Shield Cover Tummy Tuck?

Federal Blue Cross Blue Shield typically considers a tummy tuck to be a cosmetic procedure and therefore does not cover it. However, if you can demonstrate that the surgery is medically necessary – for example, due to recurrent abdominal separation or severe back pain caused by excess skin – there might be exceptions. Always consult with your insurance provider to understand your specific coverage and options.


To summarize, while receiving a complimentary tummy tuck is not common, there are potential options to explore. Always ensure to conduct thorough research and consult with a healthcare professional or insurance provider to understand all your options.


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