– Apply for Home Depot Credit Card Application

ADVERTISEMENTS with invitation code – You can apply for the Home Depot Credit Card with Reference Number at 

The Home Depot credit card is available through the Citi Bank official webpage. 


Applying for the Home Depot Credit Card with a reference number is possible only if you have received the pre-approved credit card offer from the credit card company.

Once you have obtained the credit card offer, you will be ready to proceed with the application immediately. 

Otherwise, if a user has not got the credit card offer, they can manually apply at the official website of Citi Bank.

Now, let’s check out the process of How to Apply For a Home Depot Credit Card with a reference number with step by step-by-step guide.


Home Depot Apply Now with Reference Number

Types of Home Depot Credit Card

You might be aware that the Home Depot store chain offers a wide range of credit cards. Check out all the credit cards issued by Home Depot.

  • Home Depot Project Loan
  • Home Depot Commercial Account Card
  • Home Depot Consumer Credit Card
  • Home Depot Commercial Revolving Credit Card

Credit Card Rate and Fee

  • There is a variable APR (annual percentage rate) rate of 17.99%, 21.99%, 25.99%, or 26.99%
  • $2 is the minimum interest charged.
  • $39 is charged for late payments.
  • Due date is at least 25 days before the close of the billing cycle.

Customer Credit Card Highlights

  • $25 off your first buying of $25 up to $999
  • Or $100 off your first shopping of $1,000
  • The offer is for new accounts only 
  • Zero Liability On Unauthorized Charges.
  • within 30 days you can use the promotional offer
  • The project card enables up to 84 Months to Pay Off Shopping!

Home Depot Card Financing

  • 12 months financing for in-home services buying of $299 up to $998*
  • 18 months of financing for in-home services buying of $999 up to $1,998*
  • 24 months financing for in-home services buying of $1,999 or more*

Home Depot Credit Card Benefits

  • Using the Home Depot credit card, you can enjoy 6-month everyday financing on all Shopping over $299.
  • The customer credit card from Home Depot is accepted at as well as at Home Depot retail locations.
  • There is a $0 annual fee for using the card.
  • You can get the benefits of the exclusive cardholder credit card offers.
  • Enjoy a 1-year hassle-free return with a credit card.
  • Cardholders can enjoy 1-year hassle-free returns.
  • Get zero liability for unauthorized shopping.
  • The Home Depot credit card user can get a six-month deferred interest period during special promotions.

How to Apply for a Home Depot Credit Card with Invitation Code? 

Home Depot Credit Card with Reference Number

  • Enter the following information to proceed:
    • Invitation Number
    • Last name
    • First 5 Digits of Social Security Number
  • Next, please click on the ‘Continue to Apply’ button and you will be taken ahead to the confirmation page.
  • Once you are pre-approved you will get the Home Depot Credit Card reference number which can be used for online application.

Reference Links


Final word

That was all about how to apply for a Home Depot Credit Card with a Reference Number at I hope you like this article, but if you are facing any issue related to this then feel free to leave a comment I like helping everyone. Thanks!

FAQs For

What bank issues Home Depot card?

Citi Bank

Is Home Depot doing 24 month financing?

Home Depot Consumer Credit card gives you special financing on buys of $299 or more*and up to 24-month financing* during special promotions.

Is Home Depot credit card instant approval?

Whether you apply online or in person, the approval process normally takes place on the spot, and you will receive your card within 14 days. However, if Home Depot can’t deliver an instant credit decision, you will be notified within 30 days by U.S. mail to inform you of your application status.

Is it hard to get approved at Home Depot?

Yes, the Home Depot Credit Card does a hard pull credit check. You will require a credit score of at least 640, which is on par with most store cards.

Can you prequalify for a Home Depot card?

Approval Requirements and Application A different approach to the traditional retailer card, you’ll need to determine if you’re eligible to apply for a Home Depot card before you apply. If you’re not required to be pre-qualified for the card, you can apply in person or online.

What bank does the Home Depot credit card go through?

Citibank. Here’s more about the credit score required for Home Depot cards: Credit score requirements minimum 640-699 credit score (fair credit).

How do I check the status of my Home Depot application?

Sign in or call to see your Home Depot application status. If you’ve recently submitted an application with Home Depot for a job, you can call the hotline number at 866-698-447 or log to the HD careers page to receive an update on the status of your application.

How do I check the balance on my Home Depot card?

How to Check Your Home Depot Credit Card BalanceONLINE: Check your balance online using Home Depot’s site. OVER THE PHONE: Call Home Depot’s gift card support at 1-877-423-3005. REGISTER OR SERVICE DESK: Ask the cashier or service associate to check your balance.


Similar Posts

Notify of

Inline Feedbacks
View all comments